How has Sopra Banking Software supported their customers via the Lending Platform?
La Banque Postale
La Banque Postale was looking for a way to manage guarantees and collaterals for personal and business lending. SBS tackled this using the Lending Platform solution, and since launching, La Banque Postale now manages the collateral for all mortgage loans, they have centralized information to share with relevant bank entities, and can guarantee the quality of data sent via reporting systems.
CIH Bank were looking for a solution to overcome technological obsolescence impacting their market shares, become universal, adopt a customer-centric approach reducing times to market, transform into a next generation bank. The SBS solution means they can go market a new offer in 1 month and have new agile processes, offers and pricing. Within 3 years they had over 70% new contracts signed.
Groupe BPCE began working with SBS when they were looking to replace their existing collections provision, optimise cost, standardize collection strategy and implement a smooth communication channel. Deployment took place in 24 French banks, with the first live in just 10 months. Since its implementation, they have applied a more efficient risk management process with standard strategies applied, and improving productivity.
LCL worked with SBS to create a mortgage front to back solution as well as a servicing collection and management system with a multi-currency, multi-country and multi-product approach which also shortens the time to markets. Since its launch LCL have improved operational effectiveness and their lending system interfaces with all distribution systems. They saw a ROI within 3 years.