Streamline all aspects of commercial lending with our flexible loan management solution.
Flexible financial engine
Multiple product types, financial structures
Multi-product, entity, currency, country
Library of documented web services
Modern, industry-standard technology stack
To financial software
Built for commercial lending
Brandable and customizable
Cloud, hybrid, on-premise
Gain efficiency, lower risk and speed time to value
- Loan software that works your way
- Global experience at your service
Lower project risk by working with the commercial lending automation experts with over 50 years of experience in the Americas, Europe and Asia.
- Close loans faster, at a lower cost
Guide users, boost efficiency and free up time with event-driven processes. Healthy loans manage themselves. Dashboards provide visibility and lower risk.
- Powerful rules engine
Define any type of rule, product, scoring, pricing and more. Benefit from greater workflow-driven efficiency and compliance.
- Multi-currency powerhouse
Lend in one currency, collect in another. A powerful financial engine enables you to manage challenging multi-currency requirements.
- Scale operations securely
Industrialize commercial loan management across portfolios and countries. Digital-ready with an extensive API library. Cloud-ready, scalable and secure.
Simplifies highly structured loan management
Manage every loan on a single platform. Improve control and compliance, lower costs and leave spreadsheets behind.
Support for end of LIBOR
Sopra Financing Platform is ready with support for new rates out-of-the-box and consulting services to ease the transition.
We are actively working with industry and customer groups to align with emerging requirements.
Leverage our experience and expertise
Gain the benefit of proven, best-practices for commercial lending software configuration including nearly 200 standard process flows.
Portals are being used to digitally expose loan management functionality to make credit and the credit process more accessible to customers. From understanding where they are in the loan process to making payments and getting payoff quotes, portals are expanding what’s available on a self-service basis to business customers anytime, anywhere.
Compared to a single currency environment, a multi-currency environment adds its own set of challenges including: additional business and accounting processes; additional data points to store and track; additional integration points including exchange rates; and more complex reporting and consolidation rules.
Lending as a service, data driven lending, optical character recognition, intelligent automation, pay-per-use, and RPA to improve customer UX are just some of the emerging trends we are seeing.
Direct loans, guarantees, equity investments, project finance including the fiduciary aspect and budget management, syndicated loans, grants, multi-currency loans, donor and trust-funded investment, among others.
SFP provides a solid foundation of pre-configured business processes with a high fit-for-purpose and an architecture that enables flexibility to meet client specific requirements. Business processes are automated, with only exceptions left to manage. Web services provide real-time integration into the IT ecosystem so that information is available faster, with less data entry redundancy. A clear data strategy facilitates data integration and reporting.
Digital transformation often enables banks and specialty lenders to consolidate systems, improve efficiency and compliance, and build better customer relationships.
- #Digital transformation#Financing
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- #Lending & Leasing#Financing
Risk aversion in commercial lending: A problem of innovationJan 25, 2022> ReadRisk aversion in commercial lending: A problem of innovation79% of US lenders are either “dissatisfied or “very dissatisfied” with their current loan servicing software solutions. But only 32% are considering a switch. Read this article to find out why.> Read