Design, build and run your digital-native bank

Digital Banking Suite is more than just another banking software platform, we’re a proactive business partner that helps you stay on top of the digital revolution. We blend an API-first, go-to-cloud approach with a human-centered design to ensure that financial institutions keep pace with technological change. From streamlined onboarding to omnichannel banking to a fully digital customer experience, we’ve got you covered.

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Shape the future of banking

Digital Banking Suite is an open digital banking platform with composable banking capabilities, including an omnichannel customer experience and cloud-native, state-of-the-art middleware.

Core-agnostic and natively integrated with SBS core banking systems, our solutions can be launched in a front-to-back or a domain-focused way, rolled out component by component across the front, middle, and back layers.

Modern customer experience, fit for every channel
Comprehensive library of off-the-shelf banking solutions
Support for request-to-pay, Instant Payments, ApplePay and Google Pay
Running on AWS, Axway premium API capabilities
Compliance and regulatory reporting for KYC, AML, PSD2, and GDPR
Middleware functionality supported by OpenShift technology

NPS score
Understand your customers and give them the engaging experiences they expect. Boost customer satisfaction, acquisition, and retention.
Days to design your bank
Use our toolkit to create your digital bank and quickly go to market – front-end, middleware, and core banking systems.
Decrease in customer acquisition cost
Increase organic customer acquisition. Seamlessly engage with customers and increase their lifetime value.

Continual improvement
Leverage frequently updated, off-the-shelf capabilities to modify functionalities and user experience and respond quickly to changing conditions.
Generate new revenue
Uncover possibilities, connect with third parties, and create neatly bundled, personalized bank and non-bank offers.
Progressive transformation
Adopt a composable banking approach. Add or remove components at every layer – from UX to business services – to meet precise needs.

They trust us

Banxy
Fidor Bank
Van Lanschot
ADIB

Banxy was born of Natixis’ desire to complement their business with a low-cost retail banking proposition. Launched in just eleven months, it became Algeria’s first 100% mobile bank and has been able to sustain an edge by being the first to market with unique customer-focused products and services. In its first six months, Banxy garnered over 100,000 app downloads with a client acquisition cost of 13 euros per client and an IT budget of 16 euros per client.

Fidor Bank is Europe’s original digital bank. It has been recognized for its disruptive, transparent approach to banking, creative use of social media, and unique, customer-focused services. A pioneer in the sector, Fidor enables its one million+ customers to actively participate in the bank’s decision-making processes. In 2019, Celent recognized the bank for its pre-integrated customer marketplace, which provides customers with a hyper-personal banking experience.

Van Lanschot, one of Europe’s top wealth management firms, can now boast a mobile-first, modernized banking system with open architecture. They are ISAE 3402 compliant and have a faster, more cost-efficient accounts and payments infrastructure. Their open banking and a cloud-based platform is improving user experience across a range of value-added services and driving significant cost savings.

As one of the UAE’s top 5 banks, ADIB has long been a beacon of prime customer experience in the region’s financial industry. moneysmart, its dedicated satellite brand, is targeted exclusively at the Generation Y market. Its highly tailored products are only available online, removing the need for physical branch banking. Thanks to our social banking solution, moneysmart created of a customer-centric community of 200,000+ members.

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A full range of first-rate digital banking capabilities

Onboarding & subscription
Enhance customer experience with quick and personalized digital onboarding that leverages the power of open banking.
Social banking
Empower users with a social media platform that enables peer-to-peer support, fosters financial literacy and inclusion, and supports co-creation.
Loan origination
Streamline customer and back-office interactions with a fully automated, end-to-end process – go from simulation to request to scoring to approval, all in just minutes.

Finance management
Help your customers improve their financial well-being with multi-banking and personal finance management solutions like budgeting, forecasting, and smart recommendations – all in one simple app.
Open APIs & marketplace
Leverage open banking data and an ecosystem of partners to accelerate innovation and create the tailored experiences that your customers will love.
Payments
Make transactions easy, with support for Instant Payments, Request to Pay, Apple Pay, Google pay, peer-to-peer, and mobile money. We even help banks support crypto accounts!

Digital advisory

Design your digital banking blueprint

Whether you’re a neobank, challenger bank or established institution, we can help you ideate, design, and deliver a digital-first value proposition that will set your bank up to achieve business objectives and ensure profitability. Co-design with digital banking industry experts, get advice on which capabilities suit you best, deliver a successful MVP (minimum viable product), and ensure a strong go-to-market. We provide your digital banking blueprint in a matter of weeks.

Participate in a 3-to-6-week collaboration with domain specialists
Attend business, technical, and design workshops
Build a technology foundation and deliver digital health
Use deliverables to streamline banking license submissions

DESIGN YOUR BANK NOW >>

Recognized solution

Omdia Universe: Digital Banking Platforms 2023

Omdia examines and ranks the top software in the world based on market impact, solution capabilities, customer experience and market presence. In 2023, we are proud to be recognized as a Leader in Omdia’s Universe: Digital Banking Platforms 2023, with our SBP Digital Banking Suite.

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Model Bank for Marketplace Banking

In 2019, Celent recognized Fidor Bank for both its pre-integrated customer marketplace, Fidor Market, as well as its Marketplace-as-a-Service, Efficient Scale. With its people-centric approach and dual marketplace initiative, Fidor Bank provides customers with an enhanced, personalized banking experience.

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Leader in API Management

Our sister company Axway was noted as a leader in Gartner’s 2020 Magic Quadrant for Full Life Cycle API Management. Axway provides customers the broadest and deepest set of capabilities to build API-based ecosystems, enabling them to secure and govern their entire lifecycle and unlock innovation.

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Strong Performer: Digital Banking Engagement Hubs, 2021

In this key report, Forrester recommends Sopra Banking Software for banks that are more focused on using off-the-shelf engagement infrastructure and banking services and puts forward its well-defined architecture as well as the broad usage of microservices.

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Strong Performer: Digital Banking Engagement Platforms, 2021

Forrester mentions that the solution “offers [a] rich engagement infrastructure” and highlights that “The solution’s architecture is well defined and broadly uses microservices”.

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