The world’s most advanced wholesale finance platform

Whether you’re an established automotive or equipment lender, expanding into new geographies or entering the market for the first time, you need a floorplan lending platform that can grow with your business and keep meeting your needs.

SFP Wholesale provides a world-class dealer commercial lending platform, delivered through the cloud, at an affordable price with outstanding functionality and scope for integration.

Globally recognized as the leading wholesale financing software

SFP Wholesale is designed for financial institutions, of all sizes and budgets, who want to provide world-class dealer commercial lending to automotive and equipment dealers, based on over 25 years of wholesale finance experience .

Being cloud-native, SFP Wholesale can be rapidly rolled out across markets and will scale to global level, with no set-up fees, low fixed costs and a ‘pay-per-use’ model which gives a maximum value for money and low Total Cost of Ownership.

An ‘evergreen’ solution delivered with a tailored market package providing standard third-party APIs, it will increase the productivity of your teams by enabling automated workflow implementation, helping optimize business processes to achieve low touch execution.

  • Cloud-native, built for wholesale
  • Fast time-to-market
  • Low cost of entry
  • Evergreen
  • High satisfaction for dealer
  • Part of a modular platform
  • Multiple asset types funded

    From cars to boats to cranes, SFP Wholesale enables almost any uniquely identifiable asset to be financed.

  • Portfolio value

    We’re a trusted partner, with highly reliable systems keeping our customers in business.

  • Live installations

    A diverse customer base and asset set gives us the experience to deal with almost any business case.

  • Wholesale experience

    Our track record and longstanding customer relationships show you can rely on us to support you.

  • Finance experts

    No one has as many dealer and commercial finance industry experts as Sopra Banking Software.

  • Countries operating

    We’re experts in delivering multi-territory, complying with currency, tax and legal requirements.

They trust us

  • Beequip

Beequip selected SFP Wholesale for their new extended venture to the used-heavy equipment market in the Netherlands.

Deployed with low set up fees and on a low commitment rolling monthly subscription, Beequip was live in 6 weeks – from first contact to fully operational and lending. Beequip had no previous experience of offering unit stocking finance and were running their leasing business on spreadsheets.

SFP Wholesale provided Beequip with a compliant low-touch IT, fast time-to-market and low-TCO platform that provides them with the ability to manage their risk portfolio effectively, all packaged and deployed as-a-Service on a scalable pay-per-use basis.

          Book a call
          Speak with one of our wholesale finance experts and start your journey today.

          A full range of wholesale lending capabilities

          • Dealer self-service

            Easy to use self-service dealer portal, allowing authorised end-users to track and manage their portfolio directly from the user interface, or via API requests.

          • Asset & non-asset backed

            Multiple loan types available, including asset & non-asset backed funding. Each arrangement can be made open, or restricted to an organisation / organisation group.

          • Global & localized

            A configurable platform which supports multi-currency & multi-lingual setups. Different funding parameters can be set based on the market, location and overall needs.

          • Full audit trail

            Ability to view an audit history based on users, transactions & inputs. Real-time audit data can be viewed, or downloaded, with dates and actions tracked against each entry.

          • Full API ecosystem

            Fully functioning API suite which allows for seamless integration across platforms. Inbound and outbound requests are supported, including stock audit data feeds.

          • Comprehensive workflow

            Separate workflow and business rule engines tailored to your needs can be used to trigger automated validation checks based on data, transactional and loan entries.