Providers are being forced to compete on price to attract new customers.
Who we serve
With fragmented and complex processes, banks are struggling to differentiate their mortgage offering and forced to compete on price.
Deliver unrivalled customer and broker experience and create a competitive advantage with the world’s most powerful digital mortgage platform.
Digital mortgages for banks
Legacy systems and limited resources are forcing building societies to retain manual and complex mortgages processes.
Start exceeding broker and member expectations and empower your employees to deliver fast and efficient mortgage processes with our powerful digital mortgage platform.
Digital mortgages for building societies
Mortgage market challenges
- Reduced product margins
- Dwindling broker loyalty
Complex processes are frustrating brokers and impacting case volumes.
- Competitive threat
More agile fintechs are disrupting the mortgage space.
- Increased customer expectations
Consumers expect faster processing times and more intuitive portals.
- Fragmented processes
Disparate systems and processes are frustrating staff and customers.
- Painful integrations
Delays in mortgage approvals caused by systems that don’t easily integrate with 3rd parties.
Our digital mortgage platform capabilities
- Mortgage specialists
Delivered by local mortgage experts with a proven track record of successful implementations.
- Scalable solution
Deploy locally and scale globally. A flexible mortgage platform that can meet existing and future demands.
- Rapid benefits realization
Delight senior stakeholders by delivering measurable results from day one.
- Reduce operating costs
Automate manual tasks, optimize workflows and boost productivity.
- Accelerate decisions
Benefit from the native integration with Experian, Equifax and nine third party agencies.
- Drive innovations
Leverage technology and empower employees to create bespoke experiences.
Modern customer experience
Differentiate your society by creating a unique customer experience at any device, at any time and enhanced by the offers from the partners’ ecosystem.
Complete mortgage solution
Configurable broker portal and relationship manager, mortgages origination and servicing. Create and distribute tailored, niche products that fully meet member expectations.
Faster credit scoring
Time is key! Benefit from the native integration with Experian, Equifax and nine third-party agencies. And make a decision quickly.
The Sopra Banking Software digital mortgage software is trusted by 19 of the top 20 banks in EMEA. With a rich history of successful implementations, we understand the nuances and complexities of the mortgage process, and the evolving challenges faced by providers.
We are focussed on building a unique end-to-end ecosystems in the mortgage marketplace. We already partner with leading third-party providers in the mortgage space, to deliver a seamless experience for customer and intermediaries. We strategise and collaborate with industry experts who are committed to your success.
With a constantly evolving legislative landscape it’s vital that your digital mortgage platform continues to meet regulatory standards. As industry experts, we keep one step ahead of regulators and update our technology standards accordingly, ensuring peace of mind for your compliance team.
Our software provides concurrent and seamless running of programmes, enabling you to launch new products without the need for code changes. Our workflow-driven customer experience platform enables intelligent profiling and the ability to launch new, targeted products in hours, rather than days. You benefit from increased productivity and avoid the risk of losing high-score and profitable borrowers to competitors.
A deployment typically takes between weeks and two months, depending on the complexity of your requirements.
- #UK mortgages
5 mortgage technology trends transforming consumer lendingJan 19, 2022> Read5 mortgage technology trends transforming consumer lendingFive technology trends being leveraged across this shifting fintech backdrop, and their impact on mortgage lenders, the customer experience and growth.> Read
- READ NOW
Open Banking & Mortgages: The Next Revolution in Lending
Mortgages are a key area of competition for UK banks and building societies, but they’re becoming less and less profitable.
- WATCH ON DEMAND
The future of mortgages in Europe
How UK providers are reshaping the lending landscape