Consumer Finance

End-to-end global consumer finance software for funding everyday life

Sopra Financing Platform is a high-performance, low-touch consumer finance solution, optimized for both long and direct channels.

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  • High fit for purpose


  • Customer self-serve

    Responsive portal

  • Best-of-breed


  • Deployment flexibility

    Cloud, hybrid, on-premise

  • Robust digital layer

    Extensive API library

  • 50-year heritage

    Banking & financing DNA

Full digital loan management

Drive lending with a portal that makes customer self-service easy. Manage long-channel or direct loans, with real-time underwriting and contracts. Ideal for partners and dealers alike, for personal or asset-backed retail lending.

  • End-to-end

    Manage complex workflows. Robust rules engine, catalog and asset management features enable full control and compliance. Healthy contracts manage themselves.

  • High fit

    Sopra Financing Platform is a fit-for-purpose, out-of-the-box solution that enables faster implementation for your consumer finance business.

  • Flexible

    Sopra Financing Platform adapts easily and will meet local regulatory requirements. The Platform is capable of handling millions of consumer loans compliantly every day.

  • Any financial product

    Manage multiple types of consumer finance loans with ease. Creating a new financial product or pricing is limited only by your creativity, thanks to the power of our sophisticated financial engine.

  • Risk management

    Take advantage of fast, automated processing (OCR), scoring, and analysis of underwriting data from internal and external sources.

  • Comprehensive

    Complementary solutions for payments, reporting and collection extend the functionality of our financing platform.

Profit and growth built-in

Integrated, best-of-breed components work together to help you grow your business.  Streamlined workflows change the way you acquire and service customers.

One platform, millions of loans

3,700+ users, 16 million active contracts, 3,000+ new deals every day. That’s a day’s work for one of our Sopra Financing Platform clients. Real-time event and workflow processing drive low touch, high service.

The top choice for big lenders

Our Financing Platform is the choice of 250 major lenders. We have 1,600 industry experts working for us. And our systems account for $500 billion in assets under management and over 10 million assets in 50 countries. 

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