Trusted by retail banks
in 80 countries

Innovative capabilities for any banking need – today and tomorrow  

Banks of all sizes rely on our solutions to be resilient, set up high-quality customer journeys while running secure and compliant operations at a lower cost.

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Digital-first banking

With mobile & web banking

Progressive transformation

With componentized architecture

New revenue streams

With innovative banking services

Reduced TCO

XaaS and shared IT costs

100% compliant

50+ regulatory standards covered

Open banking enabled

Off-the-shelf use cases

Ready to transform and innovate?

19 of the top 20 banks in EMEA use our solutions

We have been a trusted partner of European and African retail banks for 50 years.

  • Account management
    A complete solution for deposits & savings – opening, lifetime, closure. 30+ years of experience in state-of-the-art banking processes. Instant banking, shared accounts, multi-currency, account aggregation.
  • Customer engagement
    Onboarding and lifecycle management of a digital client. Accelerate your time-to-market with a centralized product catalog, bundle partner products for specific customer needs and push the right offer at the right time, via the best channel.
  • Lending & leasing
    From origination, through servicing to collection. One complete solution to cover the full lending lifecycle of the entire book of business, from individual to syndicate loans.
  • Open banking
    Aggregate customer data from 2,500+ banks in EU. Benefit from data enrichment and categorization and become the primary app for all your customers' banking needs with data-driven off-the-shelf use cases.
  • Payments & cards
    Fit for the instant journey: transaction initiation, execution, notification, settlement. Digital wallet, instant payments, virtual & physical cards, open banking capabilities.
  • Risk & regulation
    Gain peace of mind and be always compliant with our comprehensive solution and service covering more than 50 European and African regulations. We make regulatory requirements a source of innovation.

Banking-as-a-Platform: A new model for a new banking environment

In the first installment of this two-part series, in collaboration with Axway, we look at how banks can leverage APIs to create new revenue streams, build partnerships and reach new customers.

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Banking platform

Refresh and modernize, while maintaining operations efficiently, securely and compliantly. We have 50 years of experience in transforming entire systems of banks. Our component-based architecture makes it possible to design your own project, whatever legacy system you run.

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Cloud banking

Move to the cloud gradually, breaking down monolithic legacy applications into smaller components. Or go greenfield with our cloud-native applications, available in SaaS or BPO mode.