Customer Centric, Digital Core Mortgage and Savings Platform

Design mortgage and savings software for UK Banks and Building Societies

Our mortgage and savings software provides banks and building societies with end-to-end automation and straight through processing solutions, as well as offers a wide range of performance capabilities from a rich partner ecosystem. We help our customers to improve customer retention by offering a unique customer experience via a scalable and cost effective platform.

Implement scalable UK mortgage and savings solution

Our API first integration strategy is based on resilient technologies such as Axway to power the partnership and ecosystem strategy. The system supports onboarding, servicing, and can be fully integrated into the collections module with digital consumer self-service capability. Banks and building societies can streamline services even further and benefit from a consumer companion mobile app, giving more self-care solutions to account holders.

  • Increase customer retention with unique customer experience with self-service options.
  • Scalable mortgage and savings platform to match strategic business growth plans.
  • Reduce operational costs with pre-integrated solutions, processes, and automated processes.
  • Maintain brand identity and configure system with flexible and custom text fields.
  • Introduce automation to reduce touchpoints and prioritise vulnerable and complex cases.
  • Different deployment models including on-premise, SaaS, Cloud (public, private, and hybrid).

Power the whole mortgage and savings lifecycle

  • Industry Leadership

    Over 20 years supporting UK customers and over half of the UK’s building societies use our software solutions.

  • Reduce Time to Market

    Respond faster to market changes with existing products and test and launch new products within days.

  • API Platform

    Foster agility, reduce risk, and enable progressive IT transformation with access to a library of over 130 APIs.

  • End-to-end Banking

    Manage the whole lifecycle of different mortgage and savings accounts with visibility across your organisation.

  • Local Regulations

    Solutions are designed to support UK banks and building societies meet local compliance and regulatory requirements.

  • Robust Security

    Security is built with ISO27001 accreditation, demonstrating commitment to continued improvement and protection of data.

Bring Products to Market Faster

1 in 5 mortgages in the UK is on an SBS platform. Our platform is a fast, flexible, and scalable core banking system that enables mortgage and savings providers to reduce the burden they experience using outdated legacy processes and platforms, and helps to create an enhanced, unique customer experience.

How we have supported a few of our customers

  • Kensington Mortgages

  • Scottish Building Society

  • Tipton Building Society

Kensington Mortgages were supported by SBS through an upgrade of their core platform to implement a robust, resilient and secure API tier. After launch, productivity is up 10% as a result of 600 small changes made to underwriting process and workflows. The first two months post launch were the largest in terms of origination case volume Kensington had ever seen.

    Scottish Building Society looked to adapt their services to meet the changing needs of customers and brokers, offering more online functionality as well as increasing efficiency to scale operations as well as reduce complexity, risk and cost. SBS helped in the transition to an AWS managed service which improved processing times of batch jobs, fixed costs, and freed up the IT team to have more time to support new initiatives.

      SBS supported Tipton and Coseley Building Society to upgrade their platform. Prior to the upgrade they faced a number of challenges, including providing their customers with a better service, compete in an ever-changing marketplace, offer more competitive services, and offer the best rates and products, all while remaining profitable.