… looking for increasing customers’ engagement and becoming a trusted financial advisor with personalized insights and easy-to-use budget tools.
With SBS open banking platform aggregate real-time transactional data from 3,400+ financial institutions, analyse it with the help of machine learning, leverage user’s statistics, give data-based tips, send notifications and more. Enable your customers to select banks to connect, give a consent, finish authentication, accept notifications with personalized suggestions, access budget forecasts, create goals and more.
For financial institutions
What do you get with the personal finance management?
One of our use cases to leverage different opportunities open banking brings.
Let your customers manage all their finances without changing apps
Provide relevant, data-based, personalized advice to your customers
Enhanced experience – greater satisfaction, more clients remaining
Agility & flexibility
Use the PFM API to improve your applications
Ready-to-use solution with the pre-integrated Tink’s technology
Easy access to other open banking use cases and services
- Account aggregationConnect to 3,400+ financial institutions across Europe. Access to the real-time transactional data (PSD2 and non-PSD2 accounts) and get the full picture of your customers' financial situation.
- Data categorizationManage the complexity of various data formats & types. Refine, enrich and constantly improve data using machine learning. Achieve 95%+ accuracy with embedded, automated data categorization.
- Actionable insightsGive tips and prompts based on aggregated data, send real-time notifications and help customers to take right actions to better manage their personal budgets.
- Budgets & goalsEnable customers to set recurring (weekly, monthly or yearly) or one-off (fixed start and end time periods) goals and budgets.
- Orderbook & audit trailingComprehensive and detailed transactional requests for improved transparency and security against customers' claims.
- Developer portalComprehensive guides, full API documentation, sandbox, enhanced developers' support with the security by design.
How it works
1. Aggregate all your customers’ account information (internal and/or external).
2. Select insights and advanced services that match your business needs.
3. Discover services and associated APIs in the API developer portal and integrate them in your apps.
book a demo