ENABLED BY OPEN BANKING
For financial institutions looking to increase customer engagement and retain their role as trusted advisors, personalized experiences and easy-to-use budget management software are key.
Our open banking platform makes it possible to collect real-time transactional data from thousands of banks, analyze it, predict what customers need, and provide them with personalized insights.
PFM software by Sopra Banking Software
Leverage the benefits
Make the most of the open banking opportunity with a pre-built solution.
Transform raw data into personalized customer experiences.
Provide relevant, data-driven, individual-specific advice.
Increase retention rates
Increase satisfaction and engagement by helping customers improve their finances.
Use the personal finance management (PFM) API to upgrade your applications.
Improve your cost-to-income ratio with a ready-to-use solution pre-integrated with Tink technology
Gain easy access to other open banking use cases and add-on services.
- Account aggregationAccess transactional data from over 3,400 European financial institutions and gain a deeper understanding of your customers.
- Data categorizationManage the complexity of various data types, enrich it via machine learning, and achieve maximum accuracy with automated data categorization.
- Actionable insightsProvide tips based on aggregated data, send real-time notifications, and help customers make the right financial decisions.
- Budgets and goals settingEnable your customers to set up recurring (weekly, monthly, yearly) or one-time goals and budgets.
- Orderbook & audit trailingManage detailed transactional requests for improved transparency and security against customer disputes.
- Developer portalUtilize complete guides, full API documentation, sandbox services, and enhanced developer support.
How it works
1. Aggregate all your customers’ internal and external account information.
2. Select the insights and services that match your business needs.
3. Discover services and associated APIs via the developer portal and integrate them into your apps.
book a demo