Against a backdrop of increased pressure coming from customers, regulators and competition, retaining customers and attracting new ones is a major challenge for a financial institution. Lending Suite offers a full range of solutions that guarantee agility and efficiency throughout the entire loan lifecycle: distribution, management, collection and customer and loan risks.
- Multi-market (personal and corporate)
- Shorter time-to-market
- Automated processing
- Value chain segmentation possible
- Creation of shared service centres
- Pan-European lending platforms
- Regulatory standardisation
The Lending business suite supports ‘lending’ programmes targeting multiple markets, countries, subsidiaries, currencies, languages, brands, and products. The offer includes scalable and proven software solutions, combined with business consulting for all lending stakeholders: large international institutions, financial corporations or niche players.
Full value chain coverage
Lending Suite offers agile and flexible solutions that make it possible to:
- Quickly create and launch new offers, products, and services; in context depending on the distribution channel;
- Distribute loans by optimising the cross-channel request process for corporate origination and administrative origination;
- Manage loans: registering contracts and collateral received, day-to-day running and amendments, securitisation, amicable debt collection and recovery of bad debts
Efficient and controlled risk management
Lending Suite offers a range of functions that aim to better manage loan and customer risks:
- Simulation to assist customer decisions and optimised activity steering;
- Financial calculation engines, tools to manage collaterals received and provisions;
- Processing unpaid instalments from initial notifications to handling disputes, with or without legal proceedings;
- Customer limits and commitments repository.