About Attijariwafa Bank

Attijariwafa Bank, established in 2003 through the merger of two prominent Moroccan banks, BCM and Wafabank, has grown to become the leading financial institution in Morocco and North Africa. Boasting over 20 million clients across 26 countries, Attijariwafa Bank offers a comprehensive suite of banking and financial services. Their clientele ranges from individuals and small businesses to large corporations and government institutions.

Attijariwafa Bank caters to all its clients’ financial needs through a diversified portfolio of solutions. This includes traditional banking products like current and savings accounts, loans, and mortgages. Additionally, they offer wealth management services, investment solutions, and specialized services for corporate clients like trade finance and cash management. Attijariwafa Bank leverages a robust network of branches and a strong digital presence to ensure convenient and accessible banking experiences for all customers.

Mastering Cost Efficiency in Core Banking Systems

Before the enhanced partnership with Sopra Banking, Atijari Wafa Bank grappled with significant challenges in scaling their core banking systems across multiple countries. As the bank expanded beyond Morocco, they required a unified core banking solution to achieve economies of scale and ensure consistent service quality. Managing costs was a critical issue, given the price sensitivity of their customer base and the need to balance fixed and variable costs.

The complexity of delivering high-quality, cost-effective services across diverse markets highlighted the need for a robust, adaptable banking system. Sopra Banking’s solutions, including the Amplitude platform, addressed these challenges by providing a scalable, integrated system that supported the bank’s expansive operations while enhancing efficiency and reducing costs.

“I’m happy to say that today we are the number one customer of SBS (ex-Sopra Banking Software) for this product.”

Ismail Douiri, General Manager of Attijariwafa Bank
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SBS

Solutions used by Attijariwafa bank