About AFL La Banque des Collectivitiés

Agence France Locale (AFL), also known as La Banque des Collectivités (The Bank of Local Authorities), is a unique financial institution dedicated to serving the specific needs of French local governments. Established entirely by and for these entities, AFL operates as a 100% public bank. This cooperative structure ensures that AFL remains firmly focused on its core mission: providing local authorities with the financial resources they need to function and thrive.

AFL’s primary function lies in facilitating access to capital for local governments. They achieve this by offering a variety of loan products tailored to the specific investment and operational needs of municipalities and other local entities. Furthermore, AFL leverages its strong credit rating to raise funds on the global market, making them a cost-effective source of financing for local authorities. In essence, AFL acts as a bridge between local governments and international capital markets.

Supplier steering in SaaS mode

AFL chose to work with SAB, a SBS (ex-Sopra Banking Software) company, to provide a fast solution with à la carte service and the perfect level of functional security for the banking domain. The solution was SAB AT – an integrated banking solution that covers the full spectrum of AFL’s requirements, designed to be scalable and comply with regulations. 

SAB AT was delivered in SaaS mode, within the framework of a comprehensive, consistent and integrated offering, which addressed all requirements for essential outsourced services and AFL’s time goals. 

The proposed schedule was tight, but SAB was able to go above and beyond the call of duty, by delivering the core banking solution on time, and continuing to add enhancements as and when required.

“We wanted to limit our number of IT providers. SAB’s solution in SaaS mode was a perfect fit with AFL’s development model.”

General Secretary at Agence France Locale
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SBS