Make the most of instant payments
Choose a powerful and cost-effective system to offer secure real-time payments and improve domestic & cross-border reachability.
Patrice Galy, CEO of Transactis
«Building a software solution and an Instant Payment Platform for four different banks – Société Générale, La Banque Postale, Boursorama and Crédit du Nord – in 18 months was an incredible challenge we were able to take up thanks to our strong and reliable partnership with Sopra Banking Software.»
customer storyFast implementation
Reduce time to market
Proven go-live in 3 months
Proven scalability
Grow your volumes hassle-free and propose innovative use cases
One stop shop
Cover E2E payments value chain including fraud management
A la carte delivery
Choose what suits you best
On-premise or hosted model
Leading and robust
Processing 400k transactions daily
Serving 30 million end users
Compatible w/ multiple CSMs
Increase your reachability across Europe and Africa
AI/ML: preventing payment fraud
Leverage advanced artificial intelligence and machine learning capabilities to fight all types of fraud patterns in instant payments. Our whitebox approach to AI ensures that the system is transparent and easy to configure by a non-technical business user.
Tackle instant payments now with us
Do you worry about implementation costs and complexity? With our business and technical know-how on your team, there’s nothing to fear.
Our fully compliant and modular Instant Payments solution means you can provide your customers with more added value and innovation. Proven solution live in multiple European countries, ready to move beyond to Africa. Delivered through various delivery modes to serve 30 million end users.
Ready for the future
Implement our solution without worrying about scalability or adoption of future use cases. With our future-proof solution you can easily scale your volumes and implement potential use cases such as Request-to-Pay to better serve your corporate and retail customers as instant payments market matures.
Yes. We have extensive experience collaborating directly with CSMs. We work with several partner banks in Belgium to provide a mutualized connection to interbank systems as well as the hosting for the clearing solution.
Yes. We’re able to provide a direct connection to pan-European TIPS from BCE or an indirect connection to TIPS through other CSMs.
Our solution provides the flexibility and scalability to meet numerous use cases for both individuals or corporates in various contexts — for instance, P2P, C2B, B2C (e.g., pay employees’ salaries), or B2B (e.g., pay suppliers).
No. Our component approach allows customers to use one component independently from the others. For example, Instant Payment Clearing Exchange (IPCE) can be implemented as a stand-alone component to manage connectivity to Instant Payment interbank networks.
More insights
- WATCH ON DEMAND
Request-to-Pay: Challenges and opportunities
Payments experts from Sopra Banking Software share insights on how to leverage the opportunities presented by Request-To-Pay.
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- WATCH ON DEMAND
Instant payments: Now to 2023
We look at the regulatory, standardization and technology changes that will impact the evolution of instant payments.
- WATCH ON DEMAND
Shaping a safer Instant Payments future
Banks need to quickly adapt to shifting threats so that real-time payments do not invite real-time fraud.
