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SOPRA BANKING SOFTWARE

Market Insights

    • Market Insights

    PSD2: More a “future of banking” than a payment directive (part2: strategy)

    12/12/2016
    The European Commission sees the European payments market as a key enabler of trade, commerce and financial services activities. No wonder then that so much regulatory emphasis has been placed on efficiency and opening of payment services.
    • Market Insights

    PSD2: More a “future of banking” than a payment directive (part1: vision)

    29/11/2016
    The European Commission sees the European payments market as a key enabler of trade, commerce and financial services activities. No wonder then that so much regulatory emphasis has been placed on efficiency and opening of payment services.
    • Market Insights
    • Publication
    Olivier Perrin

    Blockchain: The New Vogue in Government

    27/10/2016
    Governments are starting to realise that blockchain technology holds promise and offers opportunities for innovation in its methods of interaction with citizens and building digital services. Also referred to as ‘distributed ledger technology’, the blockchain is a way of recording information in a linear manner, somewhat like a database. Protected using encryption, each part of the chain is digitally signed for non-repudiation of the information therein. For example, cryptocurrencies, such as Bitcoin, use a blockchain based on a decentralized model, replacing the traditional middleman of current banking processes, and as a result making it a more seamless and potentially faster way to transact money or data.
    • Publication
    • Market Insights
    Olivier Perrin

    Blockchain, cryptocurrencies and Banking

    27/10/2016
    We’ve always loved money. Because, as the old saying goes, it does make the world go round. From the days of bartering we’ve been exchanging, and used shells, miniature replicas of bronze tools, rare metals like silver and gold, and eventually starting to standardise the modes of money into various types of coinage and currency.
    • Market Insights
    • Publication
    Olivier Perrin

    Artificial Intelligence and Big Data : how data and insights can inform data protection

    27/10/2016
    Bank fraud is something that is rarely out of the headlines. Fraudulent losses are the result of many errors, including insider threats, lack of security in online banking and card fraud, and they continue to rise. Card fraud has increased 19% year on year, according to The Nilson Report, accounting for losses of around $16.3 billion in 2015. France has seen an 8.9% increase in card fraud and the USA, which has the largest fraud/loss ratio, currently accounts for 47.3% of the world’s payment card fraud losses.

Publications